Why we made a big purchase while getting out of debt

You know that we are focused right now on zeroing out our debts and trying to live frugally in order to stretch our dollars. It would seem anachronous to spend a large chunk of money of something that isn't a true and absolute life necessity. But last month we did just that. One cloudy Saturday, … Continue reading Why we made a big purchase while getting out of debt

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How we plan to pay off our debt.

Once we laid out our budget and saw precisely what we had coming in and going out we were ready to plan our attack. And it really is an attack. If you're going to change your money story you can't face debt with the same mentality you had getting into it! That probably deserves a … Continue reading How we plan to pay off our debt.

Our best resources for getting out of debt.

A number of people have asked me for recommendations on tools to use for tracking spending and getting out of debt. I love sharing and anyone standing within earshot of my explanations can tell I feel passionately about this topic. So now, rather than overwhelm the poor friend (pun not intended), I'll instead send them … Continue reading Our best resources for getting out of debt.

Letโ€™s talk debt.

We're like most people. Between my husband and I, we have two paychecks, two cars and two car loans, four college degrees and four corresponding students loans. We have a brand new home mortgage and inside the house is a couch that we still owe money on. And of course, in our wallets is a … Continue reading Letโ€™s talk debt.

How we’re handling our finances – Part 1

When Simeon and I announce our vows on June 14ย we will be uniting our hearts and our household. Indeed, we become officially united under California state law when we sign our marriage certificate. As we merge our hopes and dreams, so too we begin to share our assets and liabilities like never before. I've always … Continue reading How we’re handling our finances – Part 1